Hi guys – my name is Minh Nguyen! I’m a mortgage banker at loanDepot, residing in Southern California. I was born in Vietnam and came over on a boat to the United States of America. I was raised here in Southern California all my life.
At the age of 23, I was in and out of college before I decided to become a mortgage banker. So, I’ve been a mortgage banker from age 23 (2003 – 17 years) up until now. I’ve seen it all. I’ve witnessed the crash of 2007 and in 2010, I actually took some time off and I became a manager. So instead of mortgage originating, which means going out and getting loans directly from the consumer, I built a team of loan officers. So from 2010 up until now, I’ve been managing loan officers and a full staff!
Growing up in life, no one really explains to you what a mortgage is. You sign up for something and now you’re stuck for the next 30 years. A lot of people don’t even pay it off… I notice the more mortgages I’m seeing, the more people want to refinance, they’re getting further and further away from paying off their home.
So in conclusion, I want to educate you and give you the foundation and understanding of what a mortgage is, so you don’t let that mortgage control you. And – you can see what you’re getting into, and how you’re going to get out of it!