Giving you certainty in an uncertain market!

Welcome to Whats a Mortgage, I'm Minh Nguyen, your Orange County home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Me Today! Get Pre Approved!
Minh Nguyen

Minh Nguyen

Loan Officer
NMLS# 312740

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews
  • I messaged Minh with a question, he responded quickly and we got on a quick call so he can break things down to where it makes sense. It's hard to find people that have your best interest and I can already tell he is one of the good guys. I will definitely be in touch… Meryam - December 15, 2018
  • Minh it is very helpful knowledgeable about every situation that you need to know and is very helpful in helping anyone that needs help and is not afraid to get the best deals possible even if it’s not with his company he is for the people and I respect every video and the knowledge that… Michael - December 2, 2018
  • First of all, the videos are a must watch. Answers all questions you have before diving right in. Second, the quality of care I've received regarding my loan is unmatched! I can't think of a single reason why I'd go anywhere else for my lending needs Caroline - November 18, 2018
  • My wife and I just bought our first house together a few months ago and Minh and his wonderful staff got us the loan. He is hands down the most knowledgeable mortgage lender out there and his staff really walks with you hand and hand through the whole process. Michael - November 15, 2018
  • Minh is super entertaining while being very informational. He’s also extremely responsive to inquiries. Im a first time buyer, and he answered all my questions in ways I could understand. I feel very prepared for my buying adventure because of him. Rebecca - November 3, 2018

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Thinking Of Selling? Then Make Your Landscape Pop! Orange County

Thinking Of Selling? Then Make Your Landscape Pop!

May 20, 2019 Homes with great curb appeal typically have a well-maintained yard. Taking the time and energy to create a beautiful outdoor area is well worth the effort, especially if you're planning on selling your Orange County home. Draw potential buyers through the door by creating an enticing landscape and ensure you receive that full price offer. Plant a… Read More
Explaining Real Estate Commission Orange County

Explaining Real Estate Commission

May 13, 2019 If you hire a real estate agent to help you buy, sell, or rent a house in Orange County, this professional gets paid through a real estate commission. So how much do you pay, and what for? Is there any wiggle room to negotiate this fee? How much is a real estate commission? Rather than getting… Read More
Home Improvement Mistakes To Avoid Orange County

Home Improvement Mistakes To Avoid

May 6, 2019 DIY home improvement jobs can end in disaster. And even when they don’t, projects can become time-consuming and costly. Botched DIY home improvement jobs can also lead to quarreling among loved ones, shows a new survey from Porch.com, a home improvement website. Porch.com surveyed more than 1,000 homeowners to discover the biggest sources of tension… Read More

Mortgage Questions? We Can Help!

Contact Us Today!
X

Get in Touch

Contact Minh Nguyen

Minh Nguyen

2127 W. Orangewood Ave.
Orange, California 92868
(949) 382-9898
NMLS# 312740

Send an Email