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Giving you certainty in an uncertain market!

Welcome to Whats a Mortgage, I'm Minh Nguyen, your Orange County home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Minh Nguyen

Minh Nguyen

Loan Officer
NMLS# 312740

(949) 382-9898 Email Me

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Real Customer Experiences

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Latest Videos

  • I messaged Minh with a question, he responded quickly and we got on a quick call so he can break things down to where it makes sense. It's hard to find people that have your best interest and I can already tell he is one of the good guys. I will definitely be in touch… Meryam - December 15, 2018
  • Minh it is very helpful knowledgeable about every situation that you need to know and is very helpful in helping anyone that needs help and is not afraid to get the best deals possible even if it’s not with his company he is for the people and I respect every video and the knowledge that… Michael - December 2, 2018
  • First of all, the videos are a must watch. Answers all questions you have before diving right in. Second, the quality of care I've received regarding my loan is unmatched! I can't think of a single reason why I'd go anywhere else for my lending needs Caroline - November 18, 2018
  • My wife and I just bought our first house together a few months ago and Minh and his wonderful staff got us the loan. He is hands down the most knowledgeable mortgage lender out there and his staff really walks with you hand and hand through the whole process. Michael - November 15, 2018
  • Minh is super entertaining while being very informational. He’s also extremely responsive to inquiries. Im a first time buyer, and he answered all my questions in ways I could understand. I feel very prepared for my buying adventure because of him. Rebecca - November 3, 2018

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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January 13, 2020 Home prices grew by 3.5 percent year-over-year in October and are expected to rise by 5.4 percent by the same time next year, according to a CoreLogic Home Price Index and Forecast report. Between September and October 2019, home prices grew by 0.5 percent. Nationwide, home values have been growing steadily since 2012 and the… Read More
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January 6, 2020 For many of us, the decision to rent or buy is dictated by our income. But for retirees, who are typically on a fixed income, deciding between renting and buying isn't such a simple calculation. Retirees may choose to relocate for a variety of reasons, including downsizing, being closer to family, or to enjoy a… Read More

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Contact Minh Nguyen

Minh Nguyen

2127 W. Orangewood Ave.
Orange, California 92868
(949) 382-9898
NMLS# 312740

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